RAJPUTANA MAHILA URBAN CO-OP. BANK LTD. , JAIPUR

Service charges

BOARD APPROVED DATE 01.10.2024

W.E.F. 04.10.2024

 

SAVING ACCOUNT:-

 

MINIMUM BALANCE                                              2,000/-

(ATM & Cheque book is mandatory to be issued)

 

CURRENT ACCOUNT:-

 

MINIMUM BALANCE                                              4,000/-

 

MINIMUM BALANCE CHARGES   : On daily basis

 

DAILY BASIS :                    MINIMUM BALANCE              With GST

 

SB                    :                       250/-                         295/-

CD                    :                       400/-                         472/-

 

 

CHEQUE BOOK ISSUUANCE CHARGES :

Per cheque         Amount      With GST

 

SAVING A/C :   10 LEAVES  : 10/-          100/-         118/-

20 LEAVES  : 10/-          200/-         236/-

 

CURRENT A/C : 50 LEAVES :  6/-            300/-         354/-

100 LEAVES : 6/-            600/-         708/-

CASH CREDIT : 100 LEAVES  6/-            600/-         708/-

 

ACCOUNT CLOSING CHARGES    :

SAVING A/C                        :               500/-         590/-

CURRENT A/C                     :               500/-         590/-

 

STOP PAYMENT CHARGES                  :               500/-         590/-

 

Signature Verification Charges               :               250/-         295/-

 

Confidential Report Charges                  :               1000/-       1180/-

 

 

 

INWARD CHEQUE RETURN CHARGES :                               

Saving Bank A/c                               :               300/-         354/-

Current A/c                                      :               400/-         472/-

 

 

OUTWARD CHEQUE/ ECS RETURN CHARGES  :

 

Saving Bank A/c                               :       400/-         472/-

Current A/c                                      :       500/-         590/-

 

rtgs / neft charges                              :

 

 

S.No. Amount charges with gst
1 upto rs. 5 lac 30/- 36/-
2 5 Lac and above 100/- 118/-

 

 

Notice charges : Locker/KYC/any other Notice :

 

1st Reminder       :               200/-         236/-

2nd Reminder      :               300/-         354/-

3rd Reminder       :               500/-         590/-

 

Issue of Bankers cheque \ Pay order \ Demand Draft :

  1. A) Commission of Bankers cheque/D.D from A/c

 

1) Upto Rs. 20000/-             :                      100/-         118/-

2) Above 20001/-                :               5/- per thousand + GST

 

  1. B) Issuance of Duplicate Draft, Revalidation of Draft and Cancellation of Draft :

500/-         590/-

 

OUTSTATION BILLLS FOR COLLECTION :-

 

  1. A) OBC Charges : ( Including Postage Charges )

 

Upto Rs. 1,00,000/-                     :                       100/-         118/-

Rs. 100001 and above                  :                       500/-         590/-

 

 

 

 

OLD RECORD CHARGES                      :

 

OLD RECORD VERIFICATION CHARGES         :           1000/- PER TRANSACTION            1180/-

 

DUPLICATE STATEMENT CHARGES :   SB       :           200/-                            236/-

CD      :           300/-                            354/-

OLD STATEMENT MORE THAN 2 YEARS         :           1000/-                          1180/-

DUPLICATE PASSBOOK/FDR CHARGES     :           200/-                           236/-

 

CASH DEPOSITING CHARGES :

 

Particular Above 5 Lakh Above 10 lakh
Saving 3/- Per thousand + GST Same
Current Nil 3/- Per thousand + GST

 

BANK GAURENTEE

MINIMUM CHARGES :   for one year  +    18.00%

Commission : 2.40/- PER HUNDRED PER YEAR

 

 

LOANS & ADVANCES :

 

LOAN FORM CHARGES

LOAN UPTO RS 50000                   :       1000         1180/-

ABOVE 50001                               :       2000/-       2360/-

 

Processing Charges                           :      

 

JDA/HOUSING/NAGAR NIGAM        :       1.0 %

OTHERS                                     :       1.0 %

       

LOAN VISIT CHARGES        

PER VISIT                          :       1,000/-      1,180/-

 

NOTICE CHARGES             :

FOR NOTICE SEC. 138                       :       1000/-       1180/-

 

FOR NOTICE SEC. 99/100                      :       2,500/-      2950/-

 

Penal Charges on overdue amount     :       5% + GST

 

 

 

 

LOAN INWARD ECS/CHEQUE RETURN CHARGES :

 

Installment  UP TO 50000/-   :               1,000/-      1,180/-

50001/- to 100000/-   :       2,000/-      2,360/-

Above 100000/-           :       2,500/-      2950/-

       

        FORECLOSURE CHARGES           :      

 

        UPTO 6 MONTHS                                 :        4.00%

6 MONTHS TO 1 YEAR                         :        3.50%

1 YEAR TO 3 YEAR                               :        2.50%

ABOVE 3 YEAR                                    :        2.00%

 

LOAN AGAINST FDR / SOD AGAINST FDR

INTREST 1% OVER DEPOSIT INT. TO BE CHARGED MARGIN 10% TO 15%

 

CHEQUE PURCHASE CHARGES

 

100000/-                            :       3.5/- PER THOUSAND   + 18.00%

Above 1 Lakh                      :       4.5/- PER THOUSAND   + 18.00%

 

 

rent on lockers facility as yearly basis.

 

S.No. Locker Size Amount Amt with GST @ 18%
1. 16 X 11.5 1,500/- 1,770/-
2. 24.5 X 18 3,000/- 3,540/-
3. 32 X 11.5 3,500/- 4,130/-
4. 50 X 18 4,000/- 4,720/-
5. 32 X 26 5,000/- 5,900/-
6. 50 X 39 6,000/- 7,080/-

 

IF LOCKER RENT IS NOT PAID TIMELY, 100/- P.M. TO BE CHARGED AS PENALTY.

 

sMS BANKING CHARGES (QUARTERLY)   :

 

S.No. NO. OF SMS CHARGES Amt with GST @ 18%
1. 10 15/- 18/-
2. 11-25 50/- 59/-
3. 26-50 100/- 118/-
4. 51-100 200/- 236/-
5. 101-200 400/-               472/-
6. ABOVE 200 500/- 590/-

 

 

atm cHARGES aNNUALY                   :               400/-       472/-

 

atm TRANSACTION CHARGES

 

4 TRANSACTION  IN A MONTH               :               fREE

 

aBOVE 4 TRANSATION PER TRANSACTION:             50/-          59/-

 

 

 

Chief executive officer

 

 

NOTE : pAY ORDER / DD TO BE ISSUED ON THE REQUEST OF THE WALK IN CUSTOMER IN CASH UP TO RS. BELOW 50000/- AFTER OBTAINING PROPER KYC DOCUMENTS.